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2026 Most Affordable Online MSN Programs

Evaluate cheap online MSN programs using verified cost data and carefully reviewed student feedback.

Updated 7/8/2026 By Bailey Fletcher

Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

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Updated 7/8/2026 By Bailey Fletcher

Why Trust Us?

  • 90,000+ Verified Student Reviews
  • Manually Researched Tuition
  • 200+ Expert Interviews
  • 1,800+ jmcomicÂþ»­s
  • 30,000+ Online Degrees

The most affordable online MSN programs in the U.S. offer a flexible, cost-effective way to move into advanced nursing roles, including nurse practitioner, nurse educator, and healthcare leadership. Designed for working professionals, these programs blend online coursework with in-person clinical placements.

Key Takeaways:

  • Annual tuition for online MSNs stays remarkably low across the entire top 15. Even the 15th-ranked program costs just $6,196 per year for in-state students.
  • 11 of the 15 nursing master's programs advertise completion in roughly 20 to two full years, while a handful extend to 30 months, three years, or even 42 months. This can affect total costs.
  • 12 of the 15 programs have recommendation rates from students of at least 88%, suggesting students generally report positive experiences at these affordable schools.

Want an online degree that's:

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  • Popular
  • Highly Rated
  • Military-friendly

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How We Rank "Most Affordable" Schools

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The OnlineU research team manually collects and verifies tuition data for every school on our lists, ensuring you see accurate, up-to-date costs whether you're pursuing an associate, bachelor's, master's, or doctoral program. To qualify, schools must offer fully online degrees, hold institutional accreditation, and have verifiable enrollment data through the National Center for Education Statistics. While some of our rankings include partner schools, every school is evaluated using the exact same criteria.

We prioritize schools that offer a consistent tuition rate across programs at the same degree level, so you're not caught off guard by unexpected price differences between majors, and for graduate programs we go a step further by individually calculating program costs since credit requirements and fees vary widely.

All tuition numbers were manually collected and verified
Only verified student reviews informed our overall ratings and recommendation rates
Rank School Annual In-State Tuition Annual Out-of-State Tuition Recommendation Median Salary
# 1 #1 Fitchburg State University $3,289 $3,289 91% N/A
# 2 #2 Fayetteville State University $3,438 $8,595 93% N/A
# 3 #3 Winston-Salem State University $4,194 $15,607 100% $118,073
# 4 #4 University of Central Florida $4,466 $17,853 94% $116,181
# 5 #5 Florida Atlantic University $4,494 $13,727 91% $108,982
# 6 #6 Angelo State University $4,529 $12,427 89% N/A
# 7 #7 University of North Carolina at Pembroke $4,636 $18,783 83% N/A
# 8 #8 Texas Tech University Health Sciences Center $5,043 $10,602 98% $120,246
# 9 #9 Ball State University $5,302 $7,954 92% $108,909
# 10 #10 Arkansas Tech University $5,345 $5,345 88% N/A
# 11 #11 Montana State University $5,593 $7,551 88% N/A
# 12 #12 Western New Mexico University $5,675 $7,220 71% N/A
# 13 #13 Appalachian State University $5,839 $24,441 88% N/A
# 14 #14 Georgia Southern University $6,134 $6,134 92% $115,491
# 15 #15 University of North Georgia $6,196 $6,196 64% $119,279
#1
Annual In-State Tuition: $3,289
Annual Out-of-State Tuition: $3,289
Average Program Length: 3 years
3.63 / 5
Overall Rating
91%
Recommend
74%
Helpful for Career

Online Degree:

What Sets This Program Apart:

  • FSU charges $3,289 per year (for both in-state and out-of-state students) for a 39-credit forensic nursing program that can be completed in as few as three years.
  • The big distinction is the dedicated forensic nursing focus. The curriculum is built around the intersection of nursing, trauma care, forensic science, and the legal system, with online courses in Death Investigations, Legal Nurse Consulting, Criminal Law, Forensic Science and Technology, and Care for Both Victims and Perpetrators.
  • MSN students complete 420 supervised clinical hours in settings that may include hospitals, law enforcement agencies, medical examiner’s offices, and crisis response units.

AI Student Review Summary: Reviews of Fitchburg State University are generally favorable, with praise centered on academic value, accessible faculty, and the advantages of a small school. Many say professors are unusually supportive, often going beyond class requirements to help with career preparation, licensure readiness, and even long-term professional growth after graduation. Small class sizes and a close-knit environment are recurring strengths, making it easier to build relationships. The main drawbacks are inconsistent advising and communication, limited upper-level course variety, and occasional scheduling issues, including required classes offered at inconvenient times or missing from the expected sequence.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 2,317 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 55%
  • Retention Rate: 69%
#2
Annual In-State Tuition: $3,438
Annual Out-of-State Tuition: $8,595
Average Program Length: 2 years
4.1 / 5
Overall Rating
93%
Recommend
100%
Helpful for Career

Online Degree:

What Sets This Program Apart:

  • This online MSN program builds the curriculum around safety culture, healthcare errors, regulatory compliance, legal issues, systems design, and quality improvement. That makes it a more specific fit for RNs who want to move into roles such as patient safety coordinator, risk management coordinator, or quality assurance/improvement leader.
  • FSU may be especially useful for earlier-career nurses because the program does not require years of clinical experience before applying. Students can begin the MSN after earning a BSN, as long as they hold an RN license, and the school does not require the GRE or GMAT.

AI Student Review Summary: Reviews of Fayetteville State University mostly describe professors as caring and committed to helping you learn. Smaller class sizes and one-on-one access stand out as major advantages, especially for those who value direct feedback. Several students who left reviews also highlight flexible formats and scheduling, noting that online options and evening classes make it easier to balance other responsibilities. The strongest criticisms are not usually about academics themselves, but about inconsistency. Some reviewers report a clear divide between excellent instructors and less engaged ones, including favoritism, easy grading in some classes, delayed grading in others, and advisors or offices that can be slow to respond.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 850 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 38%
  • Retention Rate: 75%
#3
Annual In-State Tuition: $4,194
Annual Out-of-State Tuition: $15,607
Average Program Length: 2 years
3.93 / 5
Overall Rating
100%
Recommend
89%
Helpful for Career

Online Degree:

What Sets This Program Apart:

  • WSSU's online MSN helps you choose which nursing shortage you want to answer, either the shortage of primary care providers or the shortage of people prepared to teach and train nurses. Its two online concentrations are Family Nurse Practitioner and Executive Nurse Educator and Leadership.
  • This nursing master's builds flexibility around serious clinical preparation. Both MSN options can be completed in two years full time or three years part time, and the ENEL track allows students to complete clinicals locally.
  • This school has the highest recommendation rate on the list with 100% of students recommended the school to peers.

AI Student Review Summary: Students at Winston-Salem State University mention that the school provided strong academic preparation. Several highlight that classes translated well to real-world work, citing rigorous coursework, practical instruction, and preparation for graduate study, licensure-related content, or immediate career entry. Orientation, mentoring, study abroad, disability support, career-related guidance, and other campus resources are repeatedly mentioned as meaningful contributors to persistence and confidence. The main criticisms center on inconsistent organization. A few reviews describe the institution as poorly laid out administratively, with undertrained or unhelpful staff.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 405 enrolled
  • Median Earnings: $118,073
  • Avg. Grad. Rate: 47%
  • Retention Rate: 77%
#4
Annual In-State Tuition: $4,466
Annual Out-of-State Tuition: $17,853
Average Program Length: 2 years
4.02 / 5
Overall Rating
94%
Recommend
89%
Helpful for Career

Online Degree:

What Sets This Program Apart:

  • Licensed RNs with an associate degree or diploma in nursing and a non-nursing bachelor’s degree can apply after completing prerequisites. That makes UCF a better fit for nurses whose education did not follow a straight line.
  • The Nurse Educator track prepares students to teach in undergraduate nursing, health professions programs, healthcare agencies, or community settings, while the Nursing Leadership and Management track focuses on evidence-based management, patient-care practices, quality outcomes, healthcare innovation, and interprofessional team leadership.

AI Student Review Summary: Reviews of the University of Central Florida are broadly positive and describe an experience shaped by scale, opportunity, and student initiative. Many reviewers say the university offers abundant internships and career connections, especially for those who actively seek them out. Students frequently note that there's strong office-hour support, mentorship, and practical instruction tied to careers as well. On the flipside, large lecture courses, crowded class registration, and occasional feelings of anonymity appear repeatedly. Administrative areas such as financial aid, advising, and general student services receive some of the sharpest criticism, with reports of slow processing and inconsistent answers.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 3,637 enrolled
  • Median Earnings: $116,181
  • Avg. Grad. Rate: 78%
  • Retention Rate: 92%
#5
Annual In-State Tuition: $4,494
Annual Out-of-State Tuition: $13,727
Average Program Length: 30 months
4.0 / 5
Overall Rating
91%
Recommend
93%
Helpful for Career

Online Degree:

What Sets This Program Apart:

  • The Nursing Administration and Financial Leadership concentration is the more business-facing path. It prepares nurses for roles such as nurse manager, director of patient care, chief nursing officer, quality or safety manager, informatics nurse, and ambulatory clinic director.
  • The Advanced Holistic Nursing concentration does not prepare students to become nurse practitioners. This track is grounded in the Christine E. Lynn College of Nursing’s caring philosophy and covers mind-body practices, manipulative body practices, and energy-based healing modalities.

1 Student Review for Master's in Nursing Degrees

Carrie Oscarson, Graduated 2016
Overall Rating: 5/5

I love that this program offers classes that are close to home as well as online. This allows me to complete my masters program and continue to work and take care of my family. The instructors are accessible and fair.

AI Student Review Summary: At the Florida Atlantic University, there are diverse peers, flexible scheduling, and strong access to internships, research, and career resources. Many describe faculty as invested in helping them graduate, secure internships, and build professional confidence. Flexible course formats, including online, evening, weekend, hybrid, and multi-campus options, are valued by working adults and commuters. The criticism is concentrated in administration. Negative reviews repeatedly cite inconsistent advising, poor interdepartmental communication, frustrating admissions or registration experiences, and difficulty getting clear answers from offices.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 2,186 enrolled
  • Median Earnings: $108,982
  • Avg. Grad. Rate: 63%
  • Retention Rate: 84%
#6
Annual In-State Tuition: $4,529
Annual Out-of-State Tuition: $12,427
Average Program Length: 2 years
4.01 / 5
Overall Rating
89%
Recommend
97%
Helpful for Career

Student Review Summary: Reviews of Angelo State University are largely positive, driven by strong ratings and frequent recommendations. Students consistently praise approachable professors, small classes, and an unusually personal level of support from admissions staff, advisers, and faculty, especially through email, Skype, and one-on-one help. Many also value affordability, scholarships, flexible online formats, and a close-knit, small-town atmosphere that feels community-oriented rather than anonymous. Criticisms center on uneven advising, occasional hard-to-reach instructors, confusing online directions, limited course availability, weak interaction in online classes, and isolated cases of underdeveloped offerings, especially where scheduling, graduate-level depth, or funding fell short.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.

2 Student Reviews for Master's in Nursing Degrees

Kim Sweeney, Graduated 2015
Overall Rating: 4/5

Unable to answer some questions because not applicable to an online student PROS: -online classes available -technology support excellent -curriculum rigorous -program competitive -faculty support excellent CONS: -with online classes decreased social... Read More

Alicia Frith, Graduated 2016
Overall Rating: 4/5

I am an online student so there were many questions on "student living" I was unable to answer. I am not far into my program yet but up to this point have had a fantastic experience with the faculty and am glad I chose this school to continue with my... Read More

  • Graduate Online: 1,486 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 44%
  • Retention Rate: 69%
#7
Annual In-State Tuition: $4,636
Annual Out-of-State Tuition: $18,783
Average Program Length: 24 months
3.49 / 5
Overall Rating
83%
Recommend
86%
Helpful for Career

Student Review Summary: Reviews portray UNC Pembroke as a generally solid, small-campus experience shaped by close faculty interaction, diversity, and a strong sense of community, especially through exposure to Lumbee culture. Many reviewers value small classes, approachable professors, convenient online or hybrid options, and support resources such as writing centers, workshops, and licensure preparation. Students also note a pleasant campus, helpful staff, and affordability relative to other schools. Criticism centers on uneven instructor quality, outdated or overlapping coursework, heavy online workloads, limited networking or scholarship opportunities, and serious administrative failures involving admissions, advising, financial aid, refunds, and communication.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 1,929 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 44%
  • Retention Rate: 72%
#8
Annual In-State Tuition: $5,043
Annual Out-of-State Tuition: $10,602
Average Program Length: 2 years
4.63 / 5
Overall Rating
98%
Recommend
100%
Helpful for Career

Student Review Summary: Reviews of Texas Tech University Health Sciences Center are overwhelmingly favorable, driven by repeated praise for accessible, invested faculty, strong clinical preparation, and a supportive, close-knit culture. Many reviewers say instructors know them personally, respond quickly, and provide one-on-one mentoring that builds confidence for boards, residencies, interviews, and clinical work. Hands-on learning, simulation, recorded lectures, interprofessional collaboration, and varied placements stand out as distinctive strengths. Affordability is another recurring advantage, especially relative to outcomes. Criticisms are less common but notable: some mention remote locations, split-campus logistics, expensive housing in Midland/Odessa, uneven course rigor, occasional poorly structured labs, and limited face-to-face interaction in online formats.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.

4 Student Reviews for Master's in Nursing Degrees

Stacy Flores, Graduated 2016
Overall Rating: 5/5

I attended TTUHSC for the RN to BSN program and then seven years later for the MSN program. Each time the faculty was student friendly, worked with my schedule, answered questions promptly and made me feel like a part of a team. I plan on attending again... Read More

Sara Hidinger, Graduated 2018
Overall Rating: 4/5

I recently began the MSN online program at TTUHSC, I found this program to be extremely technology forward, incorporating online components even in in-class courses. The faculty did were very accessible and friendly. The program holds students to a high... Read More

Henderson Jennifer, Graduated 2008
Overall Rating: 5/5

I loved attending the TTUHSC School of Nursing. The staff helped and guided me along the way!

  • Graduate Online: 1,250 enrolled
  • Median Earnings: $120,246
  • Avg. Grad. Rate: N/A
  • Retention Rate: N/A
#9
Annual In-State Tuition: $5,302
Annual Out-of-State Tuition: $7,954
Average Program Length: 42 months
4.04 / 5
Overall Rating
92%
Recommend
95%
Helpful for Career

Student Review Summary: Reviews of Ball State University are predominantly positive, with students most often praising approachable professors, strong advising, and a campus that feels sizable without being overwhelming. Many describe practical, career-focused learning, including early hands-on work, immersive projects, community partnerships, and online formats that fit full-time jobs and family responsibilities. Students also value affordability, scholarships, up-to-date technology, diversity, and abundant activities, housing, and recreation. Criticisms are more concentrated in some online experiences and specific administrative areas: inconsistent instructor responsiveness, unclear course directions, weak support securing clinical placements, financial strain, and dissatisfaction with advising, financial aid, parking, and parts of the surrounding area.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.

5 Student Reviews for Master's in Nursing Degrees

Melissa, Graduated 2002
Overall Rating: 5/5

My bachelors degree definitely prepared me for my job. Compared to the local community colleges ball states program provided top notch excellence and professionalism . The college provided ample educational material and in the meantime had multiple social... Read More

Andrea Nix, Graduated 2018
Overall Rating: 5/5

Ball State is affordable and the Master's of Nurse Practitioner is completely online. This helps with my goals because I work as a full time nurse at a hospital. A con specifically to this Master's program is trying to find preceptors for clinical. The... Read More

jacqueline walker, Graduated 2014
Overall Rating: 4/5

Pros: good communication between facilty and student Challenging academically Cons: weren't able to help find preceptors

  • Graduate Online: 4,779 enrolled
  • Median Earnings: $108,909
  • Avg. Grad. Rate: 62%
  • Retention Rate: 78%
#10
Annual In-State Tuition: $5,345
Annual Out-of-State Tuition: $5,345
Average Program Length: 2 years
3.83 / 5
Overall Rating
88%
Recommend
81%
Helpful for Career

Student Review Summary: Reviews of Arkansas Tech University are largely favorable, with many describing supportive advisers, accessible professors, and a welcoming small-campus environment that still offers strong involvement opportunities and practical career resources. Several reviewers say the school works well for people balancing jobs, parenting, or returning later in life, citing flexible scheduling, online options, and responsive staff. Affordability and financial aid are also recurring positives, though one review strongly warns about excessive borrowing. Criticism centers on uneven program quality, confusing expectations, weak course engagement in some online classes, difficult testing in certain tracks, and campus inconveniences such as parking, flooding, and noisy library conditions.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 367 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 49%
  • Retention Rate: 74%
#11
Annual In-State Tuition: $5,593
Annual Out-of-State Tuition: $7,551
Average Program Length: 30 months
3.94 / 5
Overall Rating
88%
Recommend
87%
Helpful for Career

Student Review Summary: Reviews portray Montana State University as a welcoming, outdoors-oriented campus where approachable professors, smaller upper-level classes, and abundant clubs, research, and networking opportunities help many reviewers feel supported and career-ready. Several credited the school with landing jobs, internships, or graduate-study momentum, while nontraditional and online learners also praised its flexibility and tutoring resources. The Bozeman setting repeatedly stands out as a major draw, blending academics with hiking, skiing, and an active town culture. Critiques center on uneven departmental support, underfunding and faculty strain in some areas, difficult administrative communication, steep summer costs, and concerns that some coursework felt too theoretical or not directly tied to employment outcomes.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 397 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 57%
  • Retention Rate: 79%
#13
Annual In-State Tuition: $5,839
Annual Out-of-State Tuition: $24,441
Average Program Length: 24 months
4.09 / 5
Overall Rating
88%
Recommend
85%
Helpful for Career

Student Review Summary: Reviews portray Appalachian State University as a place where many felt welcomed, supported, and closely connected to professors, classmates, and Boone’s mountain community. Students frequently praise small classes, approachable faculty, hands-on learning, internships, study abroad funding, and abundant clubs and outdoor activities. Many say the environment feels personal rather than impersonal, helping them build friendships and confidence. Criticism centers on inconsistent real-world preparation in some areas, weak career services or alumni reach, financial aid disorganization, limited diversity, expensive housing and parking, cold weather, and Boone’s small-town isolation, which can feel restrictive for those wanting broader professional access.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 1,017 enrolled
  • Median Earnings: N/A
  • Avg. Grad. Rate: 75%
  • Retention Rate: 84%
#14
Annual In-State Tuition: $6,134
Annual Out-of-State Tuition: $6,134
Average Program Length: 20 months
4.08 / 5
Overall Rating
92%
Recommend
98%
Helpful for Career

Student Review Summary: Reviews of Georgia Southern University are broadly positive, driven by strong ratings and frequent recommendations. Students consistently praise caring, accessible professors, small or moderate class sizes, and a campus that feels large enough for opportunities yet personal enough for individual support. Many say the school helped them build practical skills through research, internships, clinical placements, leadership roles, and networking, which improved career readiness. Students also value the beautiful campus, recreation, clubs, housing, and welcoming environment. Recurring frustrations include slow or stressful financial aid, inconsistent advising, high costs in some cases, limited entertainment in Statesboro, parking and transportation issues, and uneven online or housing experiences.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Graduate Online: 2,615 enrolled
  • Median Earnings: $115,491
  • Avg. Grad. Rate: 55%
  • Retention Rate: 78%
#15
Annual In-State Tuition: $6,196
Annual Out-of-State Tuition: $6,196
Average Program Length: 2 years
3.18 / 5
Overall Rating
64%
Recommend
53%
Helpful for Career

Student Review Summary: Reviews portray University of North Georgia as a generally worthwhile but uneven experience shaped heavily by campus, format, and department. Many students praise approachable professors, affordable tuition, flexible online and hybrid options, and a close-knit, scenic setting that feels less distracting than a major city. Several also highlight mentoring, strong preparation, and useful networking or campus involvement. The most serious criticisms center on inconsistent instructional quality in certain areas, weak feedback, poor career placement support, online fees that feel unfair, commuter frustrations such as parking and long drives, and concerns about limited diversity, conservative culture, and some programs feeling overly ideological or impractical.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.

1 Student Review for Master's in Nursing Degrees

Jennifer McCall, Graduated 2016
Overall Rating: 4/5

Pros: -Versatile learning options that includes part/full time classes and on-campus/distance learning capability. -Program and instructors are very flexible to the adult learner -Very affordable -Beautiful campus -Solid education Cons: -Long drive depending... Read More

  • Graduate Online: 679 enrolled
  • Median Earnings: $119,279
  • Avg. Grad. Rate: 37%
  • Retention Rate: 73%

Annual tuition is an excellent starting point when comparing cheap online MSN programs, but it doesn't always tell the full story of what you'll actually end up paying. Program length plays a major role in overall affordability because lower yearly tuition can add up over a longer timeline. 

For example, Fitchburg State has the lowest annual tuition on the list at $3,289, but its three-year program results in a higher estimated total cost than several two-year options. Likewise, Ball State's relatively modest annual tuition is spread across a 42-month program, while Georgia Southern combines a higher annual tuition with a shorter 20-month timeline that may reduce the total cost and get graduates into the workforce sooner. 

That's why comparing both annual and estimated total tuition provides a more complete picture of an MSN program's overall value. 

Stories Behind the Most Affordable Online Master of Nursing Degrees: An Editorial Analysis

The Highest Reported Earnings on the List

Texas Tech University Health Sciences Center

Texas Tech University Health Sciences Center reports the highest median salary among programs with available earnings data ($120,246). Although its annual tuition ($5,043) falls outside the top five cheapest options, it remains affordable relative to the reported career outcomes. Its 98% recommendation rate also ranks among the highest on the list, suggesting graduates report both strong employment outcomes and positive educational experiences.

High Confidence, High Earnings, Low Tuition

Winston - Salem State University

Winston-Salem State stands out because several important metrics align at once. It combines a low annual tuition ($4,194) with the only perfect recommendation rate on the list (100%) and reports median earnings of $118,073. Unlike many affordable programs that excel in only one area, this one performs well across affordability, graduate outcomes, and verified student satisfaction, making it one of the strongest overall value propositions in the rankings.

Six-Figure Outcomes Near the Top of the Affordability Rankings

University of Central Florida

Many schools producing six-figure nursing salaries charge substantially more than UCF. Instead, UCF remains the fourth-most affordable program while reporting median earnings of $116,181. Combined with a 94% recommendation rate and a typical two-year completion timeline, the program demonstrates that students don't necessarily have to sacrifice affordability to pursue strong long-term earning potential.

Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

We've got them. Let's get started.

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FAQs About Affordable Online MSN Programs

What Types of Affordable Online MSN Programs Are Available?


An online Master of Science in Nursing (MSN) prepares registered nurses to become advanced practice registered nurses (APRNs) or enter into administration or education roles within the field. Students can earn an MSN degree in 12-24 months, depending on their academic credentials before entering the program. 

Below are two common types of online MSN programs:

  • BSN to MSN: These programs require registered nurses to have a Bachelor of Science in Nursing (BSN) to apply. Nurses can choose accelerated BSN to MSN bridge programs to earn their master’s degrees in 12 months.
  • RN to MSN: Students must have a registered nursing license, an associate degree or diploma in the field, and one to two years of full-time nursing experience. Students can typically complete an RN to MSN program in two years.

Regardless of the MSN program, students will take advanced clinical courses and select a nursing specialty, like nurse education, administrative leadership, nurse practitioner, or nursing informatics. While most of the coursework is facilitated online, students must also complete supervised clinical hours (ranging from 200-600 hours) at an approved healthcare facility in their area.

Why Is Accreditation Important When Choosing an Affordable Online MSN Program?


Before enrolling in an online MSN program, students should determine that the school is recognized by the (CHEA). Nursing programs that have passed more rigorous reviews of standards and quality are accredited by the (CCNE) or the (ACEN). 

Accreditation is crucial to ensure that students can find employment after graduation and be eligible sit for advanced certification exams, such as the Family Nurse Practitioner Certification (FNP), Adult-Gerontology Primary Care Nurse Practitioner Certification (A-GNP), or Emergency Nurse Practitioner Certification (ENP).

What Will You Learn in an Online MSN Program?


An online MSN program will typically include a core curriculum and nursing specialization courses. Below is a list of standard MSN core courses and a description of what students will learn in each class:

  • Advanced Health Assessment: Students learn how to conduct comprehensive health assessments on patients across their lifespan. Other topics covered include health promotion strategies, risk assessment, and diagnostic reasoning. Students may also be required to complete a clinical practicum in this course.
  • Advanced Pathophysiology: This course examines advanced concepts in how the body responds to disease. Students explore various conditions and how organ systems function. Students also learn how to diagnose and develop treatment plans for patients.
  • Advanced Pharmacology: Students learn the principles of drug therapy in response to various diseases. This course also covers how to prescribe pharmaceutical treatments to patients in a clinical setting. Other topics covered include adverse drug reactions, ethical implications, and patient education.
  • Organizational/Nursing Leadership: This course emphasizes leadership and communication strategies within the healthcare environment. Students will learn how to build collaborative teams to facilitate better patient outcomes. They will also develop skills in listening, training, and motivating, other employees.
  • Evidence-Based Practice in Nursing: Students learn how to apply best practices in patient care and make informed decisions based on evidence. In this course, students will analyze and evaluate current nursing knowledge for scientific merit. Students will also explore the ethical and cultural issues or barriers in evidence-based research.

Can You Earn an Affordable Online MSN Without a BSN?


Registered nurses with an associate degree in nursing or a diploma can apply to an RN to MSN bridge program without having a BSN. They are usually required to have one to two years of full-time experience. As mentioned above, we have an entire page dedicated to the best online RN to MSN degrees, if interested. 

How Much Does an Affordable Online MSN Program Cost?


The National Center for Education Statistics (NCES) reports that the average cost of graduate tuition was per year in 2021-2022. 

In comparison, the schools on the list of most affordable online MSN programs above have significantly lower annual tuition rates between $3,289 on the lower end (even lower than last year's #1 ranking) and $6,196 on the higher end of the affordability spectrum. 

Importantly, these rates do not include other college-related costs, such as textbooks and technology fees. These all depend on the individual institution. However, we also want to mention that students rarely pay the full sticker price for a degree by applying for financial aid, scholarships, or other funding sources outlined below.

How Can You Pay for an Affordable Online MSN Program?


Once accepted into an MSN program, students should submit a FAFSA application for federal financial aid. Most students who apply receive some form of financial award, ranging from federal loans to grants. Beyond the FAFSA, some healthcare employers may offer to RNs pursuing graduate degrees in the field. 

Students may also be eligible for loans, programs, or scholarships to help offset the cost of an online MSN program:

Scholarships: 

Students should contact their university to determine whether any graduate scholarship opportunities are available. Professional nursing organizations also offer scholarships to MSN students in various specialties. 

  • For example, the (AANP) has a scholarship for students in a nurse practitioner program. 
  • The also offers master’s degree scholarships for students at an accredited nursing school interested in oncology. 
  • Finally, the is offered by the HRSA to students in graduate-level nurse practitioner programs or bridge programs. In exchange for receiving funding, graduates must complete a two-year service commitment in a critical shortage facility.

Is Getting an MSN Degree Worth The Cost?


Students may wonder whether pursuing higher education will be worth the investment in terms of time and money. While this decision is personal to every individual and will vary based on a student's circumstances, below are a few metrics students might use to determine whether their investment will be beneficial in the long term. Considerations include future salary potential, job opportunities, access to roles with greater responsibility, and the opportunity to specialize in an area of interest within the field.

  • Salary: MSN graduates earn higher salaries and have more career advancement opportunities than RNs with only a BSN. The BLS reports that APRNs earned an average median salary of , while RNs earned .
  • Job Growth & Career Advancement: The demand for APRNs is expected to grow by an unprecedented rate of in the next decade, compared to for RNs. Although, 5% is still faster than the U.S. average job growth rate of 3%, for context. In addition to providing patient care, APRNs have additional responsibilities that include working with providers to develop a patient care plan and, in some states, administer medication.
  • Specialization: Nurses with an MSN degree have the opportunity to specialize within the field. For example, APRNs can hold titles such as nurse anesthetist, nurse midwife, nurse practitioner, or clinical nurse specialists (pediatrics, geriatrics, oncology, etc.). Graduates can also work as nurse educators or nurse administrators.

Student Reviews of Online Nursing Programs

Sara clark, Graduating 2027

Attended: Chamberlain College of Nursing-Indiana

This school is fantastic, they are willing to see the students succeed and are willing to do what they can to make sure that happens. The effort from my BSN to my masters FNP program has been amazing thus far. When it comes to the online program and needing to reference other students I would recommend 100x!

Review Date: 3/18/2025

Attended: Chamberlain College of Nursing-Indiana

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Sara clark, Graduated 2027

Luigy Alba, Graduating 2027

Attended: Chamberlain University

Chamberlain University: The Best Choice for Aspiring Psychiatric Nurse Practitioners!

Choosing Chamberlain University for my MSN in Psychiatric-Mental Health Nurse Practitioner (PMHNP) has been one of the best decisions of my career. This university stands out for its exceptional faculty, flexible online programs, and unwavering commitment to student success. The professors are not only experts in their fields but also incredibly supportive and dedicated to student success. They truly care about our... Read More

As a busy professional, I needed a program that fits into my schedule, and Chamberlain delivers! Their 100% online coursework and asynchronous learning format make it easy to balance work, family, and studies without compromising quality education. Chamberlain ensures that students receive top-tier clinical experiences, which is crucial for PMHNP students. Their clinical coordination team helps secure preceptors, making the journey smoother and stress-free.

This program is designed to prepare students to excel as mental health practitioners, equipping us with the knowledge, skills, and confidence needed to make a real impact in psychiatric care. The curriculum is evidence-based, rigorous, and up-to-date, ensuring we graduate as highly competent and sought-after professionals. The sense of community and support at Chamberlain is unmatched. From classmates to professors, everyone is encouraging and genuinely invested in each other's success.

If you’re looking for the best university to pursue your MSN-PMHNP, look no further than Chamberlain University! This school is shaping the future of exceptional nurse practitioners, and I highly recommend it to anyone serious about their career in mental health. Chamberlain University is not just a school—it’s a life-changing experience!

Review Date: 3/12/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Luigy Alba, Graduated 2027

Tanette Stites, Graduating 2027

Attended: University of Phoenix

Amazing educators and guidance every step of the way! I can’t say enough about how good these instructors are! They share their knowledge and answer any questions I have had. The support staff is the same, I have never felt the support for I’m a university as I do U of P!

Review Date: 10/15/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Tanette Stites, Graduated 2027

Rose D Geffrard, Graduating 2027

Attended: Chamberlain University

They provide lot of resources and support for your success. It is 100% online , except for the immersion and practicum. The teachers are very knowledgeable and provide support for the assignment. I will definitely recommend Chamberlain for full-time parents.

Review Date: 2/21/2026

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Rose D Geffrard, Graduated 2027

Charity Davis, Graduating 2027

Attended: Chamberlain University

My experience throughout the admission process was smooth and prompt. The admission team were very cooperative and explanatory of every question I had. I felt a strong sense of support from the faculty and other interdisciplinary team members during the online orientation.
I like the flexibility of submitting assignments. Also the faculty has great time management skills as they respond promptly to questions. This for me is very supportive. My husband attends a different school for his masters program... Read More

Review Date: 3/22/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Charity Davis, Graduated 2027

Lynnetta Mason, Graduated 2026

Attended: University of Phoenix

Every instructor I have had has been helpful and receptive to questions if I was unclear about an assignment. The enrollment process went very smoothly. I was able to reach my academic counselor without any delays. My only drawback is that as a working student who also has a family there should be at least a 1 week break between classes so that as a student I could breathe and reset. I did have a Christmas break but no other breaks between classes. Hopefully the powers to be will take this into consideration.... Read More

Review Date: 9/29/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Lynnetta Mason, Graduated 2026

ALJEAN N LAGRANA, Graduated 2026

Attended: Chamberlain University

Based on my experience with Chamberlain University, it is committed to fostering student success and academic excellence. The faculty are highly supportive and approachable, always willing to guide students through challenges and help them achieve their goals. The well-structured programs focus on practical and clinical experiences that prepare students for real-world applications.
The flexibility of their online and hybrid learning options made it easier to balance my studies with personal and professional... Read More

Review Date: 3/18/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

ALJEAN N LAGRANA, Graduated 2026

anonymous, Graduated 2026

Attended: University of South Alabama

I have been attending USA, seeking my master's degree in the FNP program. Although I realize this is an online program, the lack of support from the College of Nursing has been embarrassing. If you are looking for a great college, especially one that supports its students and fosters great relationships, this is not the place for you. You are merely a number to them and even after reaching out for help, they will turn a cold shoulder to you. If you need any sort of assistance with clinical placements... Read More

Review Date: 11/5/2024

Attended: University of South Alabama

Overall Rating: 2.5/5

Experience Rating: 2/5

Instruction Rating: 3/5

Would Recommend: No

Helpful for Career: No

anonymous, Graduated 2026

Michelle F, Graduated 2026

Attended: Herzing University

In my first semester I have great supportive and smart teachers. Love Dr. Wilburn and Dr. Gabua. I hope to meet more teachers like them. I also have a supportive admissions, financial aid, student services and clinical placement advisors that are sensitive to my needs.

Review Date: 3/4/2024

Attended: Herzing University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Michelle F, Graduated 2026

Elena Ramos, Graduated 2026

Attended: Chamberlain University

As I prepare to complete my MSN in Executive Nurse Leadership in February 2026, I can confidently say that my experience at Chamberlain University has been both transformative and empowering.
The program challenged me to think strategically, lead with intention, and apply evidence-based practice to real-world healthcare operations. The coursework strengthened my understanding of executive leadership, financial stewardship, quality improvement, and systems thinking skills that I actively apply in my... Read More

Review Date: 2/21/2026

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Elena Ramos, Graduated 2026

Keira, Graduated 2025

Attended: University of Phoenix

I enjoyed completing my Master of Science in Nursing degree with UoPX and would definitely recommend the program especially to those who want to continue working full time while completing their degree full time! I found the vast majority of my professors to be very responsive and helpful when I had questions about the content and assignments. The only constructive piece I have is that some of the assignment instructions were vague and seemed to have low validity.

The administrative staff were fantastic... Read More

Review Date: 6/12/2025

Attended: University of Phoenix

Overall Rating: 4.5/5

Experience Rating: 5/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

Keira, Graduated 2025

Jeremy, Graduated 2025

Attended: University of Phoenix

UOP and its instructors make the curriculum easy to follow, relevant, and to the point. As a working husband and father, this allowed me to be present at home and at work, while completing my Masters. My biggest complain is not having any break time in between classes. I could have pushed classes back and given myself a break, but did not want several weeks off between classes. I feel that a 1 week break between classes would be sufficient to allow working adults a moment to breath.

Review Date: 7/30/2025

Attended: University of Phoenix

Overall Rating: 4.5/5

Experience Rating: 5/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

Jeremy, Graduated 2025

Brooke H, Graduated 2025

Attended: University of St Augustine for Health Sciences

Embarking on the MSN program with a Family Nurse Practitioner concentration at the University of St. Augustine for Health Sciences has been an enlightening journey. Throughout my first semester, the opportunity to engage within a collaborative community, involving both faculty and peers, has significantly enriched my experience and broadened my horizons. I eagerly anticipate my upcoming semesters at USAHS!

Brooke H. BSN RN
MSN Student

Review Date: 8/22/2023

Attended: University of St Augustine for Health Sciences

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Brooke H, Graduated 2025

Megan Perrone, Graduated 2025

Attended: University of Phoenix

University of Phoenix was an excellent institution to obtain my masters while working full time. The professors were professional, available, and very encouraging. Excellent, challenging program. I would recommend it to anyone that wants to advance their careers.

Review Date: 7/31/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Megan Perrone, Graduated 2025

Jennifer Bruggeman, Graduated 2025

Attended: University of Phoenix

I began UOPX for my RN to BSN as it was required for my position and I didn't have time to attend a brick and mortar school. I honestly wasn't expecting much. I feel that the education content and attention I received from my instructors was better than at a traditional school. I had more time to spend on content, I attended class with students from all areas of the country. I learned more about nursing from my instructors and my fellow students then I could have only learned in Northern Illinois.... Read More

Review Date: 5/14/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Jennifer Bruggeman, Graduated 2025

Unfunded, Graduated 2025

Attended: Georgia State University

I am a current student in the Georgia State University Family Nurse Practitioner (FNP) program, and I can honestly say this has been the worst academic experience I’ve had in higher education. The number one issue is disorganization. The program feels completely uncoordinated, and the administration and faculty do not seem to communicate effectively. Emails often go unanswered, or take far too long for a response. I have even been outright ignored by the clinical liaison. Registration for class is... Read More

Review Date: 10/2/2025

Attended: Georgia State University

Overall Rating: 2/5

Experience Rating: 2/5

Instruction Rating: 2/5

Would Recommend: No

Helpful for Career: No

Unfunded, Graduated 2025

Kaitlyn Allen, Graduated 2025

Attended: Chamberlain University

Chamberlain has provided me with an amazing Bachelors degree program and a Masters degree program to expand my nursing knowledge, skills, cultural awareness, and self awareness. I complete my MSN degree a better person who will advocate for health disparities and be a more engaging and empowering leader.

Review Date: 3/10/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Kaitlyn Allen, Graduated 2025

Jay Alexander, Graduated 2025

Attended: Chamberlain University

Chamberlain University is an excellent institution, featuring dedicated faculty who genuinely prioritize student success. The software utilized is intuitive and easy to navigate, while the tuition rates are reasonable with numerous financing options available. The admissions process was seamless, offering comprehensive support from start to finish. I am presently enrolled and aiming to graduate in August. Thus far, my experience has been positive, even while managing my responsibilities as a full-time... Read More

Review Date: 3/11/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Jay Alexander, Graduated 2025

Valencia Sturges, Graduated 2025

Attended: University of Phoenix

The Masters program was very well organized and support from staff was overall exceptional. The advisors went above and beyond to make sure students had everything we needed to succeed and were always available to address our concerns. I thoroughly enjoyed this education journey and I feel better equipped to excel in my future career as a Nurse Educator!

Review Date: 5/28/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Valencia Sturges, Graduated 2025

Nicole Lane, Graduated 2025

Attended: University of Phoenix

Currently in the program. Love the program because it is easy to access, considerate, up front tuition cost, informative, practical curriculum, and fast paced. Instructors are awesome at giving g feedback and answering questions. Assignments are applicable to the real world.

Review Date: 6/25/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Nicole Lane, Graduated 2025

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